Bank of America has frozen out company bank acct for 13 months How do we report this. We have no access to the legal dept and have done nothing wrong. They just keep looking for something more to keep it frozen. We have spent $15000 in legal fees. We almost lost our house and can't pay our bills and they take their sweet time. They don't give a crap. I hate them

I don't understand how your accounts can be frozen for 13 months for no reason and you have no access to the B/A legal Department. What is B/A telling you?

Retain an Attorney; contact the Banking Commission in your State; go to the media.

First it is a check to our company returning our money from an escrow acct and they thought this was fraudulent which it wasn't then we wondered why the check wasn't clearing then we find the IRS decided that since we had 2 (very parttime) employees in 2006 and our company was doing so well that we must now have 10 employees and we owe $70000 in payroll taxes and frozen our business acct. We had no employees after that year and there for didn't owe any taxes but IRS just said we were proably hiding them and we had to prove we had no employees. In March 2011 we found a documents with the franchise tax board proving we did NOT have employees and the IRS dropped the case and in April 2011 they said they were done.

From there B of A first said because there were so many notes on our company acct (because we didn't understand and kept calling wanting to know why our acct wasn't released) they thought this suspicious and they had to investigate. Finally about 3 months ago they said they were done and we needed to prove and undated articles of incorpoation, new W9 and a letter of good standing for our corp with the state of Delaware which took about 3 weeks. We thought they would apply the IRS lien release but no. Now they see repeat credit card charges they think are fraulent but we have know about it since last December 2010 and found out within a week that the Merchant card machine in our office had gone hirewire and charged our person credit cards up to the limit. We notified the Merchant company ASAP. The machine is gone it wasn't anything we did but we could not reverse the charges because the IRS had frozen our business acct. Bank of America legal department will not accept calls and don't keep us up to date on what is going on as well as taking their sweet time. In the mean time ALL our income of the business is frozen in the acct for 13 month. BofA doesn't give a **** and just takes their time. I almost lost my house in sept because of them. THEY ARE JUDGE, JURY AND EXECUTIONER. WE DON'T GET DUE PROCESS. WE DON'T GET TO DEFEND OURSELVES AND THEY WILL NOT TALK TO US PERSONALLY ONLY THROUGH OUR ATTY. THEY DON'T REALLY IMPART ANY INFORMATION.

I can't pay my personal bills and have lots of late charges and increased interest. My credit is ruined and it was excellent before this. I can't call and scream at the legal dept they don't take outside calls.

It appears there were several attachments or freezes on your account, from IRS and for possible fraud check.

As for the IRS, sorry, no they don't just "think" there had to be some evidence, someone that reported it, or something that happened that they felt you did not file the correct taxes. They would have sent several letters for additional amounts due prior to freezing an account,

We did no wrong.

We did no wrong.Hello woman:

Even innocent people need good lawyers now and then.

excon

Whether you did wrong or not, suspicions were raised. Apparently someone has it in for you. There is really little we can do but suggest getting a better lawyer.

If you didn't have bad luck you'd have no luck at all.

Hire a big gun attorney - or two. One for B/A, one for IRS, perhaps another for the credit card company.