I saw something on TV the other day about getting money back from insurance that was put on a loan if you pay the loan off early. Is this for real? Because I have paid off a mortgage early and several other loans. How can I get help with this?

If you purchased credit life insurance to cover the debt and pay if off if you die.

In some policies you can cancell that policy and get a refund for unused preium payments if the entire amount was paid ahead. Or if it is paid ahead yearly, the amount of that unearned yearly amount.

So you merely contract the life insurance company that was used on your loan if any and request cancellaton of that coverage.