I have had this problem for years. I keep telling them there is money in my account that is not mine... I'm talking a couple thousand dollars. It usually happens once a year, but this year it has happened again. I don't know if it is considered mine because it has been there for a couple months or if I should tell them once again. When I do tell them they act so shocked and don't understand where it is coming from and they just take it out of my account.

I would talk to the bank manager about your problem so that he or she can investigate the problem and resolve it.

If this does not work and the bank is a US bank you can file a complaint with the Office of the Controller of the Currency. Their website is: OCC.gov Home Page (http://www.occ.treas.gov/)

No it is not your money, and they have the right to take it back and pull it out of the account. Have you tried changing the bank account number, perhaps someone with a similar number is making a deposit and it going into your account by error