I am 21 years old and my fiancé is 22 ,I am really in love with him we started to get sexually active and we started having foreplay and it was really fun
Then we decided to start the penetration but not completely
Even when he use a finger or get it in a little bit... it is painful
I want this to stop ,I really love him and don't want to screw things up for him
Is it because am still having my hymen ? Would it feel normal when it is gone?

Please help me I am really worried!

It could very well be involuntary muscle contractions. Do you have a gynecologist?

It COULD be your hymen - but I doubt it, not to that extent.

Sometimes pregnancy worries cause muscles to involuntarily "clamp."