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View Full Version : Will they total my car?


jainajohnston
Feb 13, 2011, 12:46 PM
I was just in an accident. I came over a hill and saw a car stopped in the middle of the road. I slamed on the breaks but not in enough time and hit the car in front of me. The bumber is destroyed, the hood is bent and the lights are messed up, but the radiator and everything behind it is undamaged. The air bags deployed and cracked the windsheald. My car is a 2005 chevy malibu. Blue book website says it should be worth about 3000 trade in or 6000 reatail. Will they total my car? How much will it cost to fix it?

tickle
Feb 13, 2011, 01:15 PM
Replacement value of your car and how it will be fixed/and/or replaced will depend on your insurance company. Please contact your insurance company immediately about your accident before anything else is done. Was there a police report filed ?

tick

Fr_Chuck
Feb 13, 2011, 07:19 PM
yes, your insurance company will either send an adjuster out, or have you take it to a repair shop for a estimate,

That will tell you how much it will cost to repair. Then they will make a call on the value of the car to the repair cost.

The same facts may even differ between insurance companies.