Jumana14
Jan 16, 2011, 03:41 PM
Hi
My mum lives in Mumbai and was insured with medi claim.she has just undergone a bypass for which the insurance company has paid out.the problem is we would like to increase the insured amount but medi claim has refused.we tried other insurance companies but no one will insure her.
My question is why is bypass considered a pre-existing disease?what is the risk.Surgeons and doctors claim you technically have a new heat so what is the risk in Insuring someone who has a NEW HEART. Why won't mediclaim let us up the insured amnt with a higher premium
My mum lives in Mumbai and was insured with medi claim.she has just undergone a bypass for which the insurance company has paid out.the problem is we would like to increase the insured amount but medi claim has refused.we tried other insurance companies but no one will insure her.
My question is why is bypass considered a pre-existing disease?what is the risk.Surgeons and doctors claim you technically have a new heat so what is the risk in Insuring someone who has a NEW HEART. Why won't mediclaim let us up the insured amnt with a higher premium