I have been served with a lawsuit by asset acceptance. A few years ago, when I was unexpectedly unemployed in NY, I could not make the payments on three credit cards. A bankruptcy lawyer told me I could either pay or ignore them. I tried to ignore them as I am barely catching up on basic expenses. But now I have been sued and I no longer live in New York state. The card in dispute was issued in Florida, and I am on the west coast. Can I obtain a change of Venue? If yes How.

The amounts are considerably higher now. Considering how little they have to pay to buy the debt, this seems a bit high. I have been cautioned not to talk to the debt collector, but I am interested in getting this off my back (and credit) without having to pay the entire debt which has been written off by the creditor (I know I will pay tax on the forgiven part.)

Any advice would be greatly appreciated?