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RuckusAJ
Dec 25, 2010, 12:42 PM
I don't have any credit at all and I'm in a situation where I need to get some sort of loan.
What are my options? I'm 24, I don't own a house, but I do have a car. Also I only have a part time minimum wage job.

imissmy2kids
Dec 25, 2010, 12:44 PM
I would try to speak to them, just found it on the web while searching
For someone else who needed help with something else
I hope it helps you out.

Wondergirl
Dec 25, 2010, 12:45 PM
How large will the loan be? This may not be possible, considering your situation. (And be careful you don't agree to a loan with huge interest.) Is there a family member or friend you could borrow from?

Fr_Chuck
Dec 25, 2010, 12:45 PM
I guess the question is how do you plan to pay it back ?

And do you have "no credit" or is it bad credit ?
** there is a difference

And how much of a loan, there are pay day loan places in some US states ( they are crooks and worst than loan sharks but they exist) There are private loan companies that if you show ability to pay, may loan you 100 to 300 dollars

If you own your car out right, there are places to pawn the title of the car.

But if you pay rent somewhere, pay for food, pay car expense, I don't see how you even live on a part time min wage job to start with, so back to first question,
How do you plan on paying the loan back

RuckusAJ
Dec 25, 2010, 01:34 PM
It was a full time job, seasonal at sears, but now since christmas is over they cut me back to 21 hrs. and I just don't have any credit, its not bad. As far as the loan... I think id need probably $1000.

I don't have anyone who can help me.

Also I am looking for another job, of course.

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ScottGem
Dec 25, 2010, 01:40 PM
First please don't use the comments feature for followups. Use the Answer options instead.

What have you done to apply for credit? If you don't have bad credit, it may be possible.