View Full Version : Car
ms.keke
Dec 7, 2010, 01:14 PM
Hello my car just got hit by a semi-truck they had state fram insurance we change info, I have insurance but don't have license what do I do?
rbilow
Dec 7, 2010, 03:40 PM
If you were driving it your insurance won't cover anything if you were driving without a licence. You may be on the hook for the trucks repair, plus towing and any other costs incurred. Kiss your car goodby because they won't fix it unless you pay for it, and you won't get any insurance money if they write it off. And probably some charges from the police would be coming your way.
If it was parked then you would file a claim like normal. Don't need a licence to own a car, just to drive one. You can have a car and get people to drive you places.
Fr_Chuck
Dec 7, 2010, 06:44 PM
You having or not having a license is not a issue on their company paying the claim if their driver was at fault.
So have you filed a claim with State Farm to get your car repaired.
Did you get a ticket for no license ?
Who was found at fault on the police report ?
jfrazee10
Dec 18, 2010, 06:05 PM
If the semi hit you then your car should be fixed by the semi's insurance. And you not having a license then you will probably just get a ticket but it should be fixed by the semi's insurance.