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View Full Version : Can a co signer take my car if everythings in my name


meggiddo2001
Oct 7, 2010, 02:22 PM

meggiddo2001
Oct 7, 2010, 02:32 PM
My friend co signed for me when my car was repo and I had to get a co signer in order for me to get my car back can she take my car if she wanted too if everything is in my name

JudyKayTee
Oct 7, 2010, 02:34 PM
I don't understand what happened - normally the car is "repoed," you pay what you owe, the car comes back to you. Are you saying you had to refinance the car?

No, she has no claim to it BUT you cannot sell it until she is paid IF she's on the title.

JudyKayTee
Oct 7, 2010, 02:35 PM
Please don't type in caps - it's the same as shouting at me.

No, the co-signer cannot take your car unless she is on the title. It appears she's on the note - ?

Is she on the title?

meggiddo2001
Oct 7, 2010, 02:42 PM
OK what happened was I bought the car and oneday I missed a payment and they took my car I had to pay $1200 to get my car back but I had to get someone to co sign because I was late paying on it and she overdraft her account but my name is on the until

Fr_Chuck
Oct 7, 2010, 02:43 PM
Please do not post same question more than once. I have merged your questions.

Please explain, your car was repo'ed which means someone took it, correct. So you had to pay that loan off to get it back, correct ?

So to pay it off you went and got a new loan, that you had someone else co sign for ?

Now I will assume you are no longer paying again and the co signer wants to take the car ?

Is that a fair summary of events ?

They can not just take the car, but they can sue you for the money and get the car after they take you to court most likely.

Of course lets look at this from a moral side if this is correct, if you got someone to co sign for you, to get your car back and you again are not paying, and they are having to now pay, you should just give them the car till you can start paying, that is only the right thing to do, to save them the cost of layers and the such

meggiddo2001
Oct 7, 2010, 02:44 PM
My friend is not on the tilte I am its resterd in my name but she think she can take my car cause she co-signed for me

meggiddo2001
Oct 7, 2010, 02:46 PM
No I am paying she not and she wants my car cause they told her I been late paying but I do pay as I should

meggiddo2001
Oct 7, 2010, 02:47 PM
No I didn't have to refinance cause she got no job nothing I work two jobs I have been paying on the car cause I put down on the car not her

ballengerb1
Oct 7, 2010, 04:29 PM
Please stop typing in the comments box, use the ANSWER THIS QUESTION box for all replies. She has no right to the car, many have told you. Who is "they told her i been late paying "

Fr_Chuck
Oct 7, 2010, 04:42 PM
So why would they say you are late if you are not ? And why are they telling her. They should only be contacting be contacting her if you are late. So are you making paying but the payments go in a few days late each month ? Did you get behind at all ?

But you merely show her the reciepts where you paid on time and the copy of the statements for your bills proving they are not late.