View Full Version : I have no credit and I need a house
brandi22
Sep 6, 2010, 11:20 AM
Me and my husband need to move and we have no credit.. how do we get a house with no credit?
Curlyben
Sep 6, 2010, 11:21 AM
With a HUGE deposit.
ScottGem
Sep 6, 2010, 11:22 AM
Don't buy, rent.
Fr_Chuck
Sep 6, 2010, 02:03 PM
You don't "need" you want a house. If you don't have credit , I will assume you also don't have a lot of money to put down ?
So you keep renting, get your credit approved and then you save money and can get a home
DownUnder
Sep 6, 2010, 03:58 PM
Why not just rent? Seems simple to me. You rent until you can afford to buy a house. Save some money for a down payment and built up your credit.
Clough
Sep 7, 2010, 01:36 AM
Hi, brandi22!
What do you mean by "no credit", please? For instance, maybe you've had a credit rating, but it's gone way down? Or, maybe you haven't had credit cards on which you've made timely payments or made purchases in other ways so as to develop a credit rating?
Thanks!