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Bella1977
Aug 3, 2010, 11:31 AM
I have a joint mortgate with an ex partner. I have not lived in the property for 2 years and have not paid anything towards it either. I have had no contact with my ex partner either for around this length of time also. The last I was aware my ex was renting out the property. I want my name removed from the mortgage. How can I do this, or do you have any other suggestions that may help me to get out of this situation.

Thanks

excon
Aug 3, 2010, 11:37 AM
Hello B:

The only way the mortgage company is going to let you off is when they're paid. That means the property has to be sold, refinanced, or paid off. I don't know how you'd accomplish any of those.

excon

Bella1977
Aug 3, 2010, 11:39 AM
Thanks excon

Was hoping there was another solution. But guess not

Bella1977

ScottGem
Aug 3, 2010, 11:46 AM
Excon is right, but the good news appears that the property is paying for itself and you have not had any expenses.

There is one more option. You could go to court to force the partner to buy you out or allow you to sell your share.

Bella1977
Aug 3, 2010, 11:51 AM
Hi Scottgem

My ex did try to buy me out previoisly but could not afford it. I didn't think I could sell my half. Will have a look into this.

Thanks for your help