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View Full Version : If on a mortgage and not on a deed if I get sick can they take the house?


stat2guys
Jul 29, 2010, 05:36 PM
If on a mortgage and not on a deed if I get sick can they take the house?

stat2guys
Jul 29, 2010, 05:38 PM
If I'm on a mortgage and not on a deed if I get sick can they take the house?

AK lawyer
Jul 29, 2010, 05:39 PM
If, for whatever reason, the payments are not kept current, the mortgagee may foreclose, yes.

And after they foreclose, they can obtain possession, evicting you if you are occupying the house.

stat2guys
Jul 29, 2010, 05:45 PM
If, for whatever reason, the payments are not kept current, the mortgagee may foreclose, yes.

And after they foreclose, they can obtain possession, evicting you if you are occupying the house.

I thinink I was asking if the mortgae is kept up and she gets sick and is not on the deed can they put a lien on the propert for her medical bills

cdad
Jul 29, 2010, 05:49 PM
A mortgage is usually secured by a deed of trust. SO how is this different?

AK lawyer
Jul 29, 2010, 06:01 PM
I thinink i was asking if the mortgae is kept up and she gets sick and is not on the deed can they put a lien on the propert for her medical bills

No. It's not her property. So if the health care providers get a judgment against her, the judgment could become a lien on her real property. The fact that she is on the mortgage doesn't make it her property.

AK lawyer
Jul 29, 2010, 06:03 PM
A mortgage is usually secured by a deed of trust. SO how is this different?

Well, actually a deed of trust is a substitute for a mortgage, not security for one.

This is a duplicate thread. Can someone please merge them?

Fr_Chuck
Jul 29, 2010, 06:07 PM
Merged, which sort of made this sound out of order