I recently quit my job, and Im drawing out my ky retirement. I was wondering how they send you the money. Is it a paper check or do the deposit it into your banking account?

Talk to your former employer and ask. They may give you the option of direct deposit of your pension payment. But please clarify - the title of your post refers to a refund of some type, whereas your question is about retirement pay, so perhaps you meant something other than pension payments?