View Full Version : Statute of limitations on judgments in Texas
hvnsgte
Jun 7, 2010, 01:15 PM
How many times can a judgment be renewed?
How long is it good for if renewed?
Does it go back against my credit if renewed?
Is there an issue if I moved out state before the 10 year judgement period expired?
Thanks in advance
excon
Jun 8, 2010, 07:45 AM
Hello hv:
I think it can be renewed ONCE for ten years. It doesn't go BACK against your credit. It just doesn't get removed FROM your credit report. No, it doesn't matter where you live. It can be collected in ANY state.
excon
ScottGem
Jun 8, 2010, 09:29 AM
Just to add some clarification here, this has nothing to do with "statute of limitations". It has to do with the term of a judgement. The term statute of limitations refers to the amount of time someone has to bring legal action against someone else.
hvnsgte
Jun 8, 2010, 02:54 PM
Hello hv:
I think it can be renewed ONCE for ten years. It doesn't go BACK against your credit. It just doesn't get removed FROM your credit report. No, it doesn't matter where you live. It can be collected in ANY state.
excon
It has actually indeed been removed from my credit report, thankfully. Just wasn't sure if it could get placed back on and affect my credit again (which is now excellent and I'd like to keep it that way). And it's a different law firm entirely that is trying to recollect on the judgment(in a different city in fact).
Just trying to decide whether to request legal assistance, or blow them off.
Thanks for your responses guys, much appreciated
ScottGem
Jun 8, 2010, 06:36 PM
Umm, assuming it's a valid debt then why aren't you paying it?