RGValleyGal
Jun 4, 2010, 07:08 PM
My husband died seven years ago. He died intestate (no will). I recently got a check from his credit card company via his bank that paid back the money they took in error from his bank account to pay a bank loan. He had insurance on the loan for in case of disability so the account would be paid each month. But in error, they kept dipping in and took payments from his acct. along with receiving money from his acct. insurance. So finally, here it is, seven (going on eight!) years and I am getting the money back. Because it was made out to Estate of **** , **** Executor, I had to get the required EIN number to open an account to cash it. I am trying to get a debit card to pay off a few bills, including some personal loans, and since it was household money at the time, I want to use most of it to replace some worn out household things that we would have replaced had he lived.
Can the bank issue me online banking privileges just like with a regular acct?
Can the bank issue me a debit card to use for making these payments and purchases?
How or what do I need to do re: the EIN? Income is too low to file taxes so I won't have to file taxes on my income. All of his taxes were current. He was self-employed.
Advice, please? I am 63,disabled and live in HUD housing and have little resources. But definitely don't want to end up in jail by making a wrong move.
Can the bank issue me online banking privileges just like with a regular acct?
Can the bank issue me a debit card to use for making these payments and purchases?
How or what do I need to do re: the EIN? Income is too low to file taxes so I won't have to file taxes on my income. All of his taxes were current. He was self-employed.
Advice, please? I am 63,disabled and live in HUD housing and have little resources. But definitely don't want to end up in jail by making a wrong move.