For garnishment

What state are you in? Georgia perhaps?



A traverse is an action filed by the defendant when he or she has some objection to the garnishment. There are three reasons a defendant may traverse the garnishment. (1) the judgment does not exist; (2) the amount claimed is incorrect; and (3) the affidavit contains an error.
State Court of Fulton County Georgia (http://www.georgiacourts.org/courts/fulton/faq.html#state_garnishment)

GA,garnishment from ford motor credit I had a 2007 truck far marcket 18 thousand I paid one year and ended up in the hospital for a week I got behind and they would not work with me on payment so I let the truck go back volantry it was cleaner than when I got it anyhow they sold it for 12 thousand at auction and wanting 9 thousand more they hit my wages last year for 6 mo,and got over 4 thousand but with lawyer fees only half went to ford ill never get this paid off with reacuring fees and interest and its more than the truck was worth new what can I do

If it sold for less than fair market value you have a legal argument. If it did not you owe the creditor the difference between what they gave you for the truck and what they received between you and the sale.

Is there a judgment against you?