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ciahoh
Mar 31, 2010, 12:51 AM
What recourse do we have on being sued for judgement? We have tried to arrange a payment plan with attorneys handling lawsuit. We made a large down payment and tried to arrange monthly payments. We soon found out that they won't more or they will continue to try to go after wages. What type of attorney could we retain if any to neigote a deal since the other atty are pushing for blood? We don't deny the debt and are willing to pay, but they won't everything. We don't quaillty for bankurapty.

Fr_Chuck
Mar 31, 2010, 04:07 AM
Any consumer attorney, but the other side does not have to deal, no rule they have to settle for anything less than payment in full.

If you have money and jobs, and they know this, they can expect a deal that would be equal to what the judgement would give them, anything else would honestly be silly on their part, since you end up paying court costs and they win.

So hiring an attorney to "deal" is really a waste of time.

ScottGem
Mar 31, 2010, 04:11 AM
Also, if they are suing in Small Claims court, many do not permit an attorney.

But Chuck is right. For this to be getting to the point that they go to court it means you must have let the debt go for a while. So they may not trust you to pay it off. What they MAY accept is for you to allow the judgment but negotiate a payment plan. Then, as long as you adhere to the payment plan they will not use the judgment.

Whatever you negotiate get it in writing.