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View Full Version : Secured Loan with 401K as Collateral?


menentj
Nov 30, 2006, 06:18 AM
Would I be able to secure a loan using my 401K account as collateral? Advise where I could secure a loan like this?

ScottGem
Nov 30, 2006, 07:02 AM
Most 401K plans have a loan provision. Talk to the plan administrator. However, I don't think the law allows using your 401K balance as collateral for a 3rd party loan. You might want to double check that with the IRS.