I'm stuck I need to get interest for the following
$15,632.16 at 10% interest for 10 months and first months interest
I know the formula 15,632.16 x .10x (10/12) my numbers keep comen up wrong?

Bankers method uses a 360 day year instead of the 365 day year.

Can you please not double-post stuff as it just confuses things. This has already been addressed over here:
https://www.askmehelpdesk.com/accounting/compute-interest-using-bankers-interest-457439.html

Granted, it really does belong in homework, but everyone posts homework in the accounting forum anyway so no biggie.

(I seem to be doing nothing but correcting you tonight, huh?)