Log in

View Full Version : Help convincing elder grandfather


squeezplay
Mar 8, 2010, 11:14 PM
My grandfather and I are indifferent. I am under the impression that you can legally own a vehicle and not have to place insurance on it as long as its not being driver and stays on your own property for example, I am picking a car up in Texas. Transporting back to New York. I don't need insurance. I also am trying to convince him I don't need insurance if the car is siting in my garage and not moving. Fire and theft are options but not mandatory.

Basically can anyone show me or send me to a link that proves you do not need car insurance on a car that is not on the road.

Also if anyone can show me a source that proves when you sign a title over to a purchaser you are not liable for anything that happens to that person or car?

kp2171
Mar 9, 2010, 12:17 AM
Not an expert in this area... which means more knowledgeable members here will correct me if I'm wrong, so wait for the yea's or nay's...

You are not legally obligated to insure a vehicle that is off the road. Now... its common to need proof of insurance to register a car... but if I decided to leave the country for a couple of months, I can call up my provider and ask for a suspension of insurance.

In fact, I did this just last summer for a vehicle that had only liability.

*oops, see below*

kp2171
Mar 9, 2010, 12:36 AM
The below links tend to say "check with your states dmv" since not all have the same laws

Can I keep an uninsured and unregistered car in my parki? (http://www.carinsurance.com/kb/content17423.aspx)
https://www.carinsurance.com/kb/content15399.aspx

hheath541
Mar 9, 2010, 01:06 AM
It all depends on the state.

In Ohio, for instance, you legally have to insure a car no matter what. It doesn't matter if it's up on blocks and you're using the trunk as a planter. The law says you have to have up-to-date tags and insurance.

You'll need to check the laws in your state. Calling the dmv will give you answers the most quick, and you can be sure they're correct.