Had the fan installed correctly, used it for a year so far, one day stopped spinning and lighting. Had a meter on the electrical outlets all work fine. Is there a fuse in the fan itself, or do I have to get back in there and check wiring?

Is it a remote fan? No fuse. Check out these instructions here:

http://www.ceiling-fans-n-more.com/ceiling-fan-general-troubleshooting-and-FAQ.php