View Full Version : Unemploment Insurance
sjethro00
Nov 26, 2006, 10:00 PM
This is kind of a continuaiton here (https://www.askmehelpdesk.com/corporate-law/wrongful-termination-44665.html);
Anyway, the employer has a track record of not paying unemployment insurance.
My question is, how does unemploment insurance work; I know its based on your wages for the past quarters, but does anyone know what an employer is suppose to do.
A former manager told me that the employer doesn't pay into unemployment insurance properly, is this possible?
To me, it doesn't make sense why an employer would try and deny almost every claim for unemployment insurance, unless its possible there is some truth behind him not paying into unemployment
s_cianci
Dec 2, 2006, 10:30 AM
There could be some truth to him not paying into unemployment insurance but I'd like to know how he managed to get away with it. Both employer and employee are legally required to contribute to unemployment insurance. Normally, you file a claim and your employer is then contacted to determine why your employment was terminated. Unless it was for gross misconduct on your part, the claim will usually be honored. If you suspect that your employer may lie then be prepared to present evidence to the contrary. Once you start collecting benefits you must document your attempts to find new employment according to procedures established by your state or else you immediately cease to be eligible. Also unemployment benefits are taxable income and must be reported on your 1040.
excon
Dec 2, 2006, 10:42 AM
Hello again, jethro:
Un-employment insurance works just like any other insurance policy. You, the beneficiary, make a co-payment through a payroll deduction. The insured (your employer), pays the premium. The more claims that are made, the more his premium goes up. So, it's in his financial interest to fight.
He's billed too, like any other insurance. I highly doubt that he's cheating.
excon
Fr_Chuck
Dec 2, 2006, 03:11 PM
OH, yes, there are classes given by personel management companies on just how to fire people, or how to lay them off, so they can't get or don't get as much unemployment.
One company we worked for had a standing rule to deny the claim on eacha and every person that was let go.
A few may not appeal and fight it, and you may win some.
Unemployment insurance is paid into the state and is based on the amount of claims over previous quarters, it is money really being paid in by your old company . So the more claims a company has, the more money they have to pay in each quarter.
sjethro00
Dec 2, 2006, 06:09 PM
I was explained it sort of when I spoke to a claims specialist; I at least have a more stable theory that the company denies claims because it reduces the amount of taxes they have to pay.
Dinkel58
Aug 19, 2008, 04:09 AM
I resigned my position with my company. Reason: My husband was tranferred to Florida from our home in Kansas. Can, I claim benefits from the state of Kansas.
excon
Aug 19, 2008, 05:08 AM
Hello D:
Sure you can make a claim. I think you'll win it too.
excon
PS> You'll get more responses if you start your own thread. Maybe somebody will move it for you.