I am married. Live in Florida. Own a home jointly. Have 2 joint checking accounts. My paycheck (commision sales, average las & Social Security are deposited in one of them. Own one car that is financed. I have debts that I cannot afford to pay and have not paid for one year. Creditors are threatening suit. Can they garnishee or attach anything I have?

Joint checking accounts in Florida. One debtor. Can creditor attach?