If only santa was real, not a child in the land would go without a toy. Being a mother of 7, this will be the first year, I can not place a present under the tree. I tried to apply for xmas help but most took up their forms in oct. which I did not see to need for help then. There is one thing we will have and that is each other on xmas day. We will spread our love to each other , And I hope that they will understand , that Santa had to take turns this year and next year will be our turn. I was so pround of my daughter cierra, she had a doller she earned, I thought she would buy candy instead she placed it in a toy for tots can at a local store, my children know that they may get one small thing if I have enough and maybe nothing at all. When I asked her if she was sure she didn't want anything, she said like you said mom its another girls turn to have a toy for xmas and santas a little low on money if I give him my dollar, and I am good all year, then my turn will be next year. I was so proud of her and wanted to share this . I will make sure that next year she is rewarded!

Cool.

A plan of action is to set a little money aside each week. That way you will have money saved come next Christmas.