Prescious92
Jan 10, 2010, 06:06 PM
Will be losing my health coverage soon. Was a group insurance plan. What's the best plan and best company for me. 46 yrs old, non smoker
Fr_Chuck
Jan 10, 2010, 07:05 PM
First the cost of varoius plans vary greatly by state, and even what zip code within a state.
With one company I could often beat everyone in a few zip codes but in another zip code other companies would be lower cost.
Also you want to look at what AM Best rating they have.
And what deductable you want, if you can live with a 5000 deductable and then make up your own health savings plan, that is a lot different than one with a 500 deductable paying 70 or 80 percent
Also do you have pre existing conditions, that will be a issue with almost all companies