Okay so I am going through a divorce and my soon to be ex's mom co signed on my car her car blew up and I gave the car to her and she took over the payments and evertthing it has been about nine months that she has had it well being the people that they are they are dragging this divorce out making me pay more and more that is not even necessery. What would happen if I being the mian signer went and paid the car off to get the title to get the car back in my possession? As far as I know she is only the co signer on the loan. But what would the outsome be if she was on the title as well??