View Full Version : A past debt
 
 bensonbarker
Nov 14, 2009, 04:24 AM
Is there a time frame that someone can come after you for a debt in uk law ? Thanks
 Alfama
Nov 14, 2009, 04:44 AM
Hi BB, If the debt is older than six years, and if you haven't had contact with a DCA or the OC within the six years, then the debt becomes statued barred. Alfama
 ScottGem
Nov 14, 2009, 04:50 AM
Generally a debt never expires. And a creditor can dun you until its paid. But there is a Statute of Limitations that may limit the legal tools they can use to collect. 
 
According to this site (Law relating to debts: statute-barred debts (http://www.hmrc.gov.uk/manuals/IHTmanual/IHTM28384.htm)) its six years. 
 
You may also find this site (Debt Factsheets - Liability for Debts and the Limitation Act (http://www.insolvencyhelpline.co.uk/debt_factsheets/liability_for_debts_and_the_limitation_act.php))
 
And, finally, this site (Creditor Harassment In The United Kingdom (UK) (http://www.consumerbadcreditguide.com/creditorharrassmentuk.html)) tells you what limits the creditor has for dunning you.