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naurto
Oct 15, 2009, 03:33 PM
Need some helpful information I got a letter today in the mail for summons of continuing garnishment its not sign or anything yet it's a defendant copy I was wondering on approaching this situation I originally owe my credit card company $700 and now after economic downturn I was unable to pay my bills and get behind on payments so it's $1600 I was wondering what are my options I'm willing to pay that $700 but since they already have a amount claim due on judgment for $1600 I was wondering is there still a way to make a deal with the debt collector or should I approach the credit card company myself just need some useful information or help or ideas?

Fr_Chuck
Oct 15, 2009, 05:58 PM
No idea what a summons of continuing garnishment is, do they already have a judgement from a court case ?
They can not garnish without a judgement.

But you can always offer them the 700 to settle the debt ( of course paying it before all of this would have been better) If they agree , get it in writing before you pay the money