Does anyone know the exact wording to use in the letter
To send to my creditors to

"absolve the of their debt to ME"

This can be done
I just want the exact wording
Precision is important
In the rebalancing

Are you wanting to dispute a debt?

I am in Canada
And I have incurred the debts as per contract law
And, I know that this law is skewed to the lender
I am wondering how to reverse the skew
Through Admiral Law and my rights as a human

Does that help?