The tenant above me caused mold and water damages to my home in excess of $18,000. The HOA is responsible for all damages within the walls. The HOA refuses to repair the damages. I've been displaced for 3 months and am unable to pay the HOA dues. I've submitted numerous complaints and a rrr letter of inquiry. What can I do?

What can I do?Hello F:

Sue them, and the neighbor too.

excon

Yes black mold is something you can sue for then with them not doing what they are responsible for seems like you have a sure case.
Health Code Laws
1.All housing needs to comply with local and state health laws. This means the home must be structurally safe, mold free, weather proofed and have functioning heat, water and electricity

Here is a site on black mold
Mold & Mildew Information Center (http://www.mold-mildew-info.com/)

Didn't you have a homeowner's insurance on your property? You need to have your insurance company make the repairs and collect off the neighbor for the damages. If you had no homeowner's insurance, shame on you.