Capital One, creditor filed a judgement lien on my property for $15,604.17 on May 9, 2003On June 30th, 2003, I filed Bankruptcy (Ch. 7). All my debt was discharged, including the debt with Capital One. I called the bank's atty to remove the lien since it was discharged and I was told that indeed they had the case closed out as a BK and that they were not allowed to collect or garnish wages, but that the lien does remain.

I want to know if what they're telling me is correct. I thought if my debt was discharged then the lien would have to also be removed? Can anyone offer some advise? Thanks.

What does your Bankruptcy Attorney say? You have a final Judgment that also lists all the creditors and the amounts discharged. Is this included on that list?

You are going to need an Attorney - if your former Attorney is no longer available - to straighten this out.

Some loans cannot be discharged, namely child/spousal support and student loans. What is the category of your loan?