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octagon14
May 10, 2009, 07:33 AM
A property lien was placed on my home due to my wife's credit card debt by a collection agency lawyer. I had no knowledge of this lien. Is it legal?

ScottGem
May 10, 2009, 07:37 AM
Is your wife's n ame on the deed? Was a judgement awarded against her?

JudyKayTee
May 10, 2009, 08:12 AM
If the Judgment is against her solely and the property is owned by you solely, no, it's not legal. A creditor cannot lien against property which the debtor does not own.

(I just realized I parroted Scott. Sorry.)

ScottGem
May 10, 2009, 12:24 PM
(I just realized I parroted Scott. Sorry.)

Would you like a cracker? <eg>

Fr_Chuck
May 10, 2009, 06:42 PM
They may only get a lien if there was a judgement, so the credit card company had to sue them and get a judgement. After they have a judgement they may often get the lien.
In some places there are homestead exemptions