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View Full Version : Social Security Beneficiaries - can they have royalty incomes garnished?


Marvin D Wilson
May 1, 2009, 09:13 AM
I am a disabled recipient that receives a social security check each month. I understand that my SS check cannot be garnished. However, I am an author also, and I receive small royalty checks from time to time. Can those check be garnished?

Wondergirl
May 1, 2009, 09:16 AM
The royalty checks are income, so I'm thinking yes, they can be garnished.

(P.S. I'm a published author too. What do you write?)

Marvin D Wilson
May 1, 2009, 09:24 AM
I've published I Romanced the Stone (Memoirs of a Recovering Hippie), Owen Fiddler, and Between the Storm and the Rainbow. All three are on Amazon.com - I don't get large checks (yet) from my books but I intend on growing in notoriety, of course, so this could turn into a big problem. Maybe I'll have to file bankruptcy?

What have you published?

Wondergirl
May 1, 2009, 09:34 AM
I've published I Romanced the Stone (Memoirs of a Recovering Hippie), Owen Fiddler, and Between the Storm and the Rainbow. All three are on Amazon.com - I don't get large checks (yet) from my books but I intend on growing in notoriety, of course, so this could turn into a big problem. Maybe I'll have to file bankruptcy?
Talk with a lawyer? Often the initial consultation is free, or at least it is around here.

I've published an article about a Chicago landmark building for the Chgo Historical Soc, three books on Texas history, one book on Illinois history, and recently a short story about an autistic young man. I started a writers' group at the public library where I work, and hope that will get me back into writing the senior citizen romance I began long ago and/or children's books for which I have ideas.

Wondergirl
May 1, 2009, 09:48 AM
Have you thought of joining this as an author? --

LibraryThing | Catalog your books online (http://www.librarything.com)

Also this? --

http://www.linkedin.com

Marvin D Wilson
May 1, 2009, 09:56 AM
I KNOW I'm on linked in, not sure about the other one - I'll check & see. Thanks!

Marvin D Wilson
May 1, 2009, 10:15 AM
One more question. How much - what percentage of my royalties can they legally garnish?

Wondergirl
May 1, 2009, 11:07 AM
Does this help?

Garnishment (http://bankruptcy.lawyers.com/consumer-bankruptcy/Garnishment.html)

On another site, I read 10-15%.