We know there are companies out there that sell clients a service to help negotiate their interest rates down on their credit cards for $995 and never fulfill the service to the customer giving the industry a bad name. We are one of the only companies we know of that is fully Licenced and Bonded... and we sell and do a great job fulfilling our clients and if we can not give the client what we promised and fill the savings we give the client a full refund.
Now here is the question. There are a several other companies that are out there selling the same service and collecting the fee and we do not know if they are licenced or bonded ( I don't think this matters to us or should it?) The question is they have asked us to start fulfilling the negociating process for their deals and they would pay us 140 to complete the fulfillment and make the client satisfied or if we are unable to fulfil our promise let their company know and they would refund the client.

I have looked for and industry specific compliance attorney to make sure we are doing everything we need to do and to make sure we are not in any violation with anybody like the FTC. How can we know if we are on the hook or at risk?

Hello D:

Hire a lawyer... But, if you're just going to sub contract work that you ordinarily do, what could be illegal about that? If you were in compliance with the FTC before, you're in compliance now.

excon