Mbell1960
Apr 22, 2009, 06:41 AM
We are in a lot of debt, over $200,000 and our income has dropped to about $21,000 a year. We are looking for additional work but have yet to find any, my husband has taken on a school bus drivers job to provide us with health insurance.
Our debt is about 2 years old (March was 2 years) and we have not filed for bankruptsy and have not been able to pay on this debt either, we can bairly pay our bils. The problem and why we did not file was we live in a home that we only own 1/3, it was my mother-n-laws and they do not charge us anything to live here except the taxes and the upkeep. We were afraid we would lose this house if we filed. Also, I have a family turst that I have no access to which is mostly land but it caused too much assets on my side.
We can't seem to move forward because of this large debt, it has hurt our chances with many jobs, what do we do, who do we turn to? We don't have money for attorney fees.
This is eating me alive!
Our debt is about 2 years old (March was 2 years) and we have not filed for bankruptsy and have not been able to pay on this debt either, we can bairly pay our bils. The problem and why we did not file was we live in a home that we only own 1/3, it was my mother-n-laws and they do not charge us anything to live here except the taxes and the upkeep. We were afraid we would lose this house if we filed. Also, I have a family turst that I have no access to which is mostly land but it caused too much assets on my side.
We can't seem to move forward because of this large debt, it has hurt our chances with many jobs, what do we do, who do we turn to? We don't have money for attorney fees.
This is eating me alive!