If my spouse has some credit card debt that he stop paying for it and if it goes to collection will this affect my credit score even though all his credit cards dosen't have my name on it and I don't know nothing about it? And if this dose affect me how long will it affect me until?

Depends on the state you are in. In some states debts occurred during a marriage are considered marital debts.

If it does affect your credit, it may remain there for 7 years.

Depends on the state you are in. In some states debts occured during a marriage are considered marital debts.

If it does affect your credit, it may remain there for 7 years.



We lived in WI...

According to this article:
WisBar | Wisconsin Lawyer November 2007: After the Spllit: The Marital Property Act's Effects on Debt After Marriage (http://www.wisbar.org/AM/Template.cfm?Section=Wisconsin_Lawyer&template=/CM/ContentDisplay.cfm&contentid=68230)

It is possible for for you to be considered responsible for those debts. Especially if you remain married. I would suggest consullting an attorney.