trouble3044
Mar 4, 2009, 08:46 PM
I have a 659 with Equifax - what kind of credit card can I get with that score using Equifax only?
nikosmom
Mar 4, 2009, 09:05 PM
I have a 659 with Equifax - what kind of credit card can I get with that score using Equifax only?
Try a store credit card, like a department store. On most applications, there is a toll-free number; you can actually call and ask which Credit Reporting Bureau they use and what their score requirements are before you apply. You definitely don't want to make too many failed applications as that only lowers your score each time a they make a credit inquiry. Also check with the bank or credit union that has your accounts. They may offer cards with small limits to help members build (or rebuild) credit.
There's always the option of a "secured" card to help you build your score which can open doors to more options in the future.