Hello:)

I live in Washington State and am drowning in debt.:( I was recently laid-off from my second job.

It is my understanding that in my state, a house can not be attached or taken to fulfill a debt, if it is under a certain value. Can anyone tell me what that value is?

My house is of low assessed value. All the debt is credit card debt and none is tied directly to the house.

I would appreciate input.

Thank you. :)

Comingupforair

Welcome to AMHD. Looks like you are on to something; check this: Washington Bankruptcy Exemptions WA Bankrupcy Exemtions (http://www.thebankruptcysite.org/exemptions/washington.html)

Almost all states protect your primary residence from unsecured debt. But that doesn't protect cash assets or income. All it takes is one creditor to obtain a judgement and garnish your salary. This may reduce your income to where you can't afford your mortgage.