It's scary how the older I get the more my premonitions/dreams occur. How do I learn to work with this gift and understand it at the same time?

You are already doing it. You noticed how the older you get the more premonitions and dreams occur so I would think your developing your gift well. I have had many many experiances but for me the strongest experiances were when I was a teenager. Later in life I still have it but it does not seem I have it as strong. That is because my mind has not been focused. There is no need to try to understand the gift. I think that might take away from the gift. The most important aspect is to know you have the gift. Believe in your gift and whenever you know you are having a premonition/dreams and use that imformation to help the people involved. I have done this many times. Some people may be skeptical but now a days people are very open minded. Of course the most important fact about this gift, a fact for me is to use this gift to help others but not to make money off it. Hope this helps.

Joe