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View Full Version : What type of insurance policy cover hiv positive patience


adebiyibukola
Dec 27, 2008, 11:45 AM
Someone with hiv/aids positive want to insure his life to want extent can he go?

twinkiedooter
Dec 27, 2008, 11:52 AM
The insurance policy options for this person will be extremely limited. Most insurers, if you want a larger policy, make you take a medical exam. They would have to go with an insurer who does not do medical exams or get several smaller policies instead.

Fr_Chuck
Dec 27, 2008, 12:01 PM
There may be a few limited policies in lower amounts ( and high premiums) and of course accident insurance, to pay if he dies in a accident.

The worst health someone has the harder it is to get life or medical insurance

twinkiedooter
Dec 27, 2008, 08:15 PM
Chuck, I know that life insurance companies only want to cherry pick the healthy people. It's unfortunate, but they are for profit companies so they have no other choice.