View Full Version : Credit card debit and cival court
mheight
Oct 16, 2008, 06:09 PM
A credit card company is taking me to cival court for 2000.00. Do I have to pay them?
Can they do anything to me?
starfirefly
Oct 16, 2008, 06:10 PM
If you spent the money than you have to pay it
Fr_Chuck
Oct 16, 2008, 06:14 PM
If you owe the money they will get a judgement, in many areas after they get a judgement they can freeze your bank accounts, garnish your pay check.
In some areas they could even place a lien on some of your property.
ScottGem
Oct 16, 2008, 06:28 PM
You really need to explain this in greater detail. Is this a card you applied for and did y ou use this card? If so, then of course you have to pay it back. If the debt is valid, they can obtain a judgement and use that to garnish your salary or attach other assets.
JudyKayTee
Oct 17, 2008, 06:18 AM
A credit card company is taking me to cival court for 2000.00. Do i have to pay them?
Can they do anything to me?
You don't have to pay if you have a LEGAL defense to the claim - it's a very old debt; it's not your debt; it's already paid, among others.
Otherwise - it's not a free gift. If you used it, you have to pay it back.