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View Full Version : Pregnant with no Insurance- Now what?


BarrelRacinGrl
Oct 8, 2008, 12:17 PM
Hi,

First things first... for those who prefur the short version, simply scroll down to the bottom...

For those who enjoy reading a long version story or simply have the time, just read on...

The Long Version:

I recently got married in July 26th, 2008. It was a great wedding and a very memorable day! My husband and I had been together for 4 years prior to marriage, so it felt good to finally get married.

Scenario:

My husband is in the National Guard and he has told me that he wants a child before he gets deployed in 2010, "Just in Case" thing.

I told him that because we are at a young age, with no college education, (fortunately both of us do have HS degree and full time jobs) and recently wedded, I wanted to wait a few years (5 years to be exact) before having a kid. It was prefurable to me, that we have college education under our belt, finacially secure, had our own place, and had a few years to ourselves to really know how each other operate and how to get through conflicts without any major explosions at each other. I also was on BC Patch, and had been for about a year and 1/2 by then. Besides, I had doubted that I'd ever be able have children for the fact that my parents had to try for 5 years before successfully conceiving me.

A little family history:

My mother had problems with her uterus, and my father had low sperm count, which accounts to a bad combination. They had to go on a lot of stuff in order to be successful. However as you can see, I'm here today with success. :) They never had luck in conceiving another child after I was born-- which results in making me as an only child.

My husband however comes from a very fertile family, which they have a joke for-- if a woman walks by one of them she'll become pregnant, or the women in the family get pregnant on the first time. He has 3 other siblings, which 2 already have children of their own.

A little trip back in time:

June 24th was the last day of my period (I've always been irregular but since being on the BC I became regular which was nice for a change), and I had been distressed, for that it meant I'd be getting my period on my wedding, nice huh?

Come wedding, no period. I thought that was a little strange, perhaps it's just the stress of everything. However to be on the safe side I didn't go back on the patch.

August came and went, I still had no period. I figured, what the hey, I just started a very physcially demanding job which can interfer with the period. Even still I took pregnancy tests which all came back negative.

September slowly came and went. Still no sign of period, not even any spotting. I had no symptoms as well, no sign of nausea, tender breasts, nothing. Pregnancy tests were still coming back negative. My husband and I figured that I better go to the doc, I might have another cyst again and might have to pop it. We didn't know. All we knew was that something wasn't ordinary. Unfortunately our jobs didn't carry medical insurance, and we'd have to start hunting around for insurance.

Meanwhile, more pregnancy tests were taken and once again they came back negative. Something else new popped up towards the end of September however. I was hungry. All the time. Didn't really notice that at first. At least not until other co workers started to inquire about it.

Trips to the bathroom, I'd notice that my lower tummy would feel like I had full bladder, it'd feel more rounder but I convinced myself that I was only imagining stuff. Deep down I figured that I was indeed pregnant, even if the pregnancy tests said otherwise.

Towards the evenings after a long day at work, after switching to more comfortable clothes, I'd notice that my breasts were tender and felt larger. I became more and more convinced that I was carrying a child against all odds.

Later that September weekend, my husband and I had gone to town to pay our phone bills and we decided that maybe since we were using the same pregnancy brand, we'd be better off trying a different brand. So we bought 2 different brands. Even though we were supposed to wait till the following morning, I decided what the hell I'm just going to just do it.

Well whatdaya know! It came back positive. I took some more later on and all of them came back positive. I was indeed pregnant.

I was excited/upset/happy/mad/overwhelmed all at once. In the end, I was happy and am looking forward to this journey that is about to come. It certianly won't be easy, and even though I wanted to wait, I'm still very appreciative of the gift that is on it's way. I'll bet that being a mom will be the toughest job that I'll ever experience, but in the end it'll all be worthwhile. No idea what's in store for me though! It's my first kid, as you can tell...

As for my husband? You bet your bottom he was like a little boy at Christmas!

Short Version:

I'm pregnant with no health insurance. I would very much love to see the doctor and get the proper care and so on and forth but I do not want to do it without health insurance. Does anyone know what can be done about that? We did apply through the county about a week ago, and still haven't received word. Are we supposed to get word from them via phone or the snail mail?

Some help here would be truly appreciated...

P.s. I'm also afraid to go to the doctor before getting health insurance because I do not want to risk the health insurance not covering my child for that it was a "pre existing condition" bull thing that they come up with.

liz28
Oct 8, 2008, 12:40 PM
What state do you live in? My friend had no insurance when she was pregnant and get prenatal care at the clinic and they fill out the forms for her to get insurance. On top of this they gave her all her prenatal vitamins, iron pills, blood work, etc. It was a city clinic funded by a city hospital.

When you filled out your forms did you put down you were pregnant and submitted proof because she would have been eligible for pcap. Also, this speeds up the process because you need prenatal care. Sometimes going through a hmo is faster like Metroplus, Child Health Plus, etc. In the meantime eat right, drink plenty of fluids and take some vitamins, anything is better than none.

Note: If you didn't put down you was pregnant it can take up to 45 days or longer. You can always call the number to check on your application. If you need proof of your pregnancy you can go to planned parenthod, or some where similar for proof.