View Full Version : Credit Card Statute of Limitations
Trndnn
Oct 6, 2008, 11:33 AM
I have recently been sued by a collection agency attorney. Mann-Bracken. The credit card that this suit is for is showing on my TransUnion credit report as Date Closed: 3/2003 with a remark, Closed by consumer. I live in Pennsylvania where the statute of limitations on this type of debt is 4 years. Has the statute run out?
ScottGem
Oct 6, 2008, 11:36 AM
It would appear to have, but maybe not. If there has been no activity since 3/03, then I would fight it on grounds that the SOL has expired.
JudyKayTee
Oct 7, 2008, 11:36 AM
I have recently been sued by a collection agency attorney. Mann-Bracken. The credit card that this suit is for is showing on my TransUnion credit report as Date Closed: 3/2003 with a remark, Closed by consumer. I live in Pennsylvania where the statute of limitations on this type of debt is 4 years. Has the statute run out?
Were the papers filed with the Court - not served on you - within the Statutory period? That's how Statute is determined.
Papers are often filed but it takes some time to locate/serve the person.