View Full Version : Debt Collection
butterflydream
Sep 23, 2008, 09:30 PM
How long does a creditor have to legally pursue a debt in the state of Virginia?
lndianskin1
Sep 23, 2008, 09:45 PM
As far as pursuing... I was told by a debtor once that I can be pursued for a life time.
I know that does help much but thought I might tell about my experience.
Have a good day.
JudyKayTee
Sep 24, 2008, 05:09 AM
How long does a creditor have to legally pursue a debt in the state of Virginia?
Depends on the type of debt - on credit card debt the statute is 3 years.
If you receive correspondence/calls after that, simply tell the creditor to stop calling, the debt is out of Statute.
ScottGem
Sep 24, 2008, 06:41 AM
As Indianskin said, you can be pursued until the debt is paid. But there is a time limit on when they have to file suit against you. That depends on the type of debt.