bbspeterlee
Sep 17, 2008, 12:12 PM
I'm from China, and I'm now working as a J-1 intern in a company. I'm getting paid quite good, at least higher than the average, and my bank knew my salary.
And, my bank told me that I'm eligible to apply for a credit card (but I don't have credit history in the USA). However, after I submit my Credit Card application in a bank branch, I received a rejection from my bank's credit card department, saying:
*********************************************
Dear (My name):
Thank you for your interest in a (My bank's name) credit card account. Your request for a credit card was carefully considered and we are unable to approve your application at this time for the following reason(s):
NOT A PERMANENT RESIDENT
If you have questions...
We appreciate your interest in our consumer credit programs and look forward to the opportunity to serve you in the future.
...
*********************************************
I was so surprised that the rejections reason is "NOT A PERMANENT RESIDENT", and I felt I was discriminated. However, I'm not sure about the discrimination laws on credit card.
Any lawyers interested: Am I Discriminated?
And, my bank told me that I'm eligible to apply for a credit card (but I don't have credit history in the USA). However, after I submit my Credit Card application in a bank branch, I received a rejection from my bank's credit card department, saying:
*********************************************
Dear (My name):
Thank you for your interest in a (My bank's name) credit card account. Your request for a credit card was carefully considered and we are unable to approve your application at this time for the following reason(s):
NOT A PERMANENT RESIDENT
If you have questions...
We appreciate your interest in our consumer credit programs and look forward to the opportunity to serve you in the future.
...
*********************************************
I was so surprised that the rejections reason is "NOT A PERMANENT RESIDENT", and I felt I was discriminated. However, I'm not sure about the discrimination laws on credit card.
Any lawyers interested: Am I Discriminated?