I owe about $7,584.00 Total in Debt as of 8-29-08
$4,153.00 In installments-delinqent accounts??
$1,047.00 In revolving accounts??
$2,357.00 In collections current accounts??

And I have a Judgement It only says Liablity Is 3200 I assume that is the amount
But not sure.:confused:

I add up all 3 and it only comes to $7,557.00:confused:

I have gotten my credit report and some of them say that the account status is closes, some say charge off and one sats It's Potentially Negative But there is no amount due but payment is 180 days past due?

A few others are saying closed no past due amount and has a limit OF 500.00 on one and the other is 210.00 limit?
I'm not sure if that means these were in the time and they got wrote off but they still show up on my credit report.
All of this is foreign to me so please help me figures some of this out

Thank you
BSmith

I owe about $7,584.00 Total in Debt as of 8-29-08
$4,153.00 In installments-delinqent accounts??
$1,047.00 In revolving accounts??
$2,357.00 In collections current accounts??

And I have a Judgement It only says Liablity Is 3200 I assume that is the amount
But not sure.:confused:

I add up all 3 and it only comes to $7,557.00:confused:

I have gotten my credit report and some of them say that the account status is closes, some say charge off and one sats It's Potentially Negative But there is no amount due but payment is 180 days past due?

A few others are saying closed no past due amount and has a limit OF 500.00 on one and the other is 210.00 limit?
I'm not sure if that means these were in the time and they got wrote off but they still show up on my credit report.
All of this is foreign to me so please help me figures some of this out

Thank you
BSmith

I owe about $7,584.00 Total in Debt as of 8-29-08
$4,153.00 In installments-delinqent accounts?????????
$1,047.00 In revolving accounts????????????
$2,357.00 In collections current accounts??????

And I have a Judgement It only says Liablity Is 3200 I assume that is the amount
But not sure.:confused:

I add up all 3 and it only comes to $7,557.00:confused:

I have gotten my credit report and some of them say that the account status is closes, some say charge off and one sats It's Potentially Negative But there is no amount due but payment is 180 days past due?

A few others are saying closed no past due amount and has a limit OF 500.00 on one and the other is 210.00 limit?
I'm not sure if that means these were in the time period and they got wrote off but they still show up on my credit report.
All of this is foreign to me so please help me figures some of this out

Thank you
BSmith



Should be combined - please don't keep posting the same question.

First, you should never expect your credit report to tally exactly with your bills. Timing issues, different reporting policies, etc will throw things off.

Generally I look to make sure everything on the report is accurate as to the accounts. In other words, there are no accounts that do not belong to me and that the status of those accounts is reasonably accurate.
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Second, a write off or charge off is only a tax maneouver. It has no affect on your obligation to pay or a creditor's ability to collect.