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View Full Version : Garnishment has taken out way too much!


apc53
Jul 30, 2008, 05:22 AM
My wages have been getting garnished for a total amount of $414.68. So far, $846.36 has been garnished... $431.68 too much. The court order says that my wages are to be garnished until the debt is paid in full. Well... I'd say it been. Can they do this? And why? The court order says to only take out what is owed!

Please help!

JudyKayTee
Jul 30, 2008, 05:50 AM
My wages have been getting garnished for a total amount of $414.68. So far, $846.36 has been garnished...$431.68 too much. The court order says that my wages are to be garnished until the debt is paid in full. Well....I'd say it been. Can they do this? And why? The court order says to only take out what is owed!

Please help!
Do you have the Order - the "extra" money might very well be interest and court costs.

It is up to your employer to pay up to the amount of the order. If your employer has overpaid I would take it up with "them."

ScottGem
Jul 30, 2008, 06:27 AM
You need a copy of the garnishment order. You then go to your payroll department and ask why they continued to deduct after the order was satisified and ask for the return of those funds. If they turned them over to the creditor, you may have to go back to them for a refund.

Emland
Jul 30, 2008, 06:47 AM
Scott is right, you need to get a copy of the order so you can see exactly the amount that is due. Your debt may have been $400, but there might have been another $500 tacked on for legal and court costs. I have to process these where I work and have seen the fees exceed the debt owed on several occasions.

A second thought is that the company may have set up an automatic allotment for your deduction that was keyed in wrong. Go talk to your payroll manager today to find out the facts.