openpetal
Jul 18, 2008, 09:08 PM
I felt sad for my husband of a 1year and half together. He is very sweet, loyal, at times jealous but he thinks the world of me and my 3 children. Sometimes,I don't know, I feel he could be using me because I am pretty successful and spiritually endowed. He often proves to me that he would give me his last penny, meal, etc.to show me how good of a man he is.
Recently, we got approved for a home mortgage loan along with 11 acres of land. We were ecstatic! Then the mortgage co. Did the backround check and discovered he had a judgement on him. To help him, I sacrificed missing july's rent to pay half on my husband's debt. Now paperwork is in processing, the loaner called me today and told me they need to see a year's worth of rent reciepts, landlord info, etc. I panicked and redid my figures in budgeting. Either I pay the rent arrears and get the loan or sacrifice paying my rent to pay my husband's debt balance and still lose on getting a loan. I decided to drop him out of the mortgage contract so he can focus on getting back on his feet with paying his debts and then within a year I could refinance the home and add him onto it. (He didn't want to hear that).
50% of me feel I should not be responsible for his debts. He made me feel guilty for moving ahead with the deal. I am moving ahead for my children. I am doing this for my children. Sigh. The whole energy in my warm home is now soggy, sad and depressing. A big part of me feel glad I am moving ahead with this deal for my security, independence and who knows what may become of our marriage (not to think negative either). I don't feel 100% comfortable being locked into a 30-year mortgage with my husband of 1 year and half. He told me he is about us being a team and unifying. I feel guilty and somewhat selfish too about this deal.I think he is selfish also about his way or no way. Tell me what do u think? I reassured my husband that" if our love is true, you won't be left behind.if u truly and sincerly love me, then honey I aint going nowhere". P.S. He is sleeping on the couch and isn't openpetal with me. He is feeling really bad and he just lost his job 2 weeks ago. Thank you for your advice and opinions.
Openpetal
Recently, we got approved for a home mortgage loan along with 11 acres of land. We were ecstatic! Then the mortgage co. Did the backround check and discovered he had a judgement on him. To help him, I sacrificed missing july's rent to pay half on my husband's debt. Now paperwork is in processing, the loaner called me today and told me they need to see a year's worth of rent reciepts, landlord info, etc. I panicked and redid my figures in budgeting. Either I pay the rent arrears and get the loan or sacrifice paying my rent to pay my husband's debt balance and still lose on getting a loan. I decided to drop him out of the mortgage contract so he can focus on getting back on his feet with paying his debts and then within a year I could refinance the home and add him onto it. (He didn't want to hear that).
50% of me feel I should not be responsible for his debts. He made me feel guilty for moving ahead with the deal. I am moving ahead for my children. I am doing this for my children. Sigh. The whole energy in my warm home is now soggy, sad and depressing. A big part of me feel glad I am moving ahead with this deal for my security, independence and who knows what may become of our marriage (not to think negative either). I don't feel 100% comfortable being locked into a 30-year mortgage with my husband of 1 year and half. He told me he is about us being a team and unifying. I feel guilty and somewhat selfish too about this deal.I think he is selfish also about his way or no way. Tell me what do u think? I reassured my husband that" if our love is true, you won't be left behind.if u truly and sincerly love me, then honey I aint going nowhere". P.S. He is sleeping on the couch and isn't openpetal with me. He is feeling really bad and he just lost his job 2 weeks ago. Thank you for your advice and opinions.
Openpetal