FloridaMom
Jul 14, 2008, 02:35 PM
I owe $5259.43 from a hospital bill 3 years ago. The collection agency took me to court and being the nervous wreck that I was just signed the papers stating that I would pay the total amount in monthly installments of $75.00. After talking with a few people they said I should have settled for a percentage.
My question is: Is it too late to call and settle for a lump sum? If I offer this how likely are they to accept it? If I offer say $1500.00 and they refuse will they expect me to pay that amount anyway towards the 5259.43 that I owe?
Any help would be greatly appreciated I am strictly in hospital bill debt and avoid credit cards like the plague so this is tearing me apart.
My question is: Is it too late to call and settle for a lump sum? If I offer this how likely are they to accept it? If I offer say $1500.00 and they refuse will they expect me to pay that amount anyway towards the 5259.43 that I owe?
Any help would be greatly appreciated I am strictly in hospital bill debt and avoid credit cards like the plague so this is tearing me apart.